Why Networks Matter
Medicare Health Exchange
Information about Medicare provided by Alight Retiree Health Solutions
When you’re shopping for Medicare coverage, it’s important to understand the health plan’s network – the doctors and other providers with whom a plan contracts to provide care at a lower cost. Make sure your doctors are “in-network” to avoid paying more.
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Medicare Advantage plans
If you enroll in a Medicare Advantage plan, you can choose from a Health Maintenance Organization (HMO) plan or a Preferred Provider Organization (PPO) plan.
HMO plans require you to get care from doctors in the plan’s network. If you use a doctor outside the network, the plan may not cover the cost. PPO plans have a network of “preferred” doctors, and in most cases, you can see anyone in the network. If you see a doctor that’s not in network, you may pay a greater share, but the PPO typically covers some of the expenses.
Medicare Supplement plans
Medicare Supplement plans don’t have networks; you can see any doctor who takes Medicare. If your doctor doesn’t take Medicare, you may pay more, so be sure to ask before your appointment.
You can use Medicare’s physician compare tool to find doctors who accept Medicare.
For help evaluating your options, your doctors, and the available networks, Alight Retiree Health Solutions can help. These services are provided at no extra cost to Alumni. Learn more.
Alight Retiree Health Solutions is available through Alight Health Market Insurance Solutions Inc., a third-party marketing organization (TPMO), retained to promote or sell a plan sponsor’s Medicare products on the plan sponsor’s behalf who holds the contract with the Federal government.
Alight Health Market Insurance Solutions Inc. is contracted to represent insurance plans in your state.
By contacting or confirming your appointment with Alight Retiree Health Solutions, you agree to have a licensed insurance agent contact you through email, mail or phone to discuss Medicare Advantage, Medicare Prescription Drug, Medicare Supplement (also known as Medigap) plans and dental or vision insurance. Agreeing to accept and participate in your appointment does not obligate you to enroll in a plan, affect your current or future Medicare enrollment status or automatically enroll you in a Medicare plan.
Medicare has neither reviewed nor endorsed this information.
Alight Retiree Health Solutions, 4 Overlook Point, Lincolnshire, IL 60069 United States.
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